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NEW YORK, May 17, 2012 /PRNewswire/ – Representatives of American Security Insurance Co., a unit of Assurant Specialty Property, told New York officials today that lender-placed insurance “fulfills an important need” in the nation’s mortgage system, as a “safety net” protecting homeowners who otherwise would be without coverage. The New York Department of Financial Services is conducting hearings on the topic this week in Manhattan. American Security President John Frobose represented the company. Lender-placed insurance is included in the terms of virtually all home mortgages to ensure continuous insurance coverage, as required by lenders, regulators and mortgage investors. In the event of a lapse in insurance coverage, if a homeowner does not renew or replace their policy, lenders will place insurance on the property.

Bill Clinton’s long game – Newsworks.org

Bill Clinton's long game Newsworks.org By Dick Polman Oval Office alums usually choose a life of relative quietude. Ronald Reagan stayed home with Nancy, Jerry Ford played a lot of golf, Jimmy Carter built a lot of houses, Richard Nixon and Lyndon Johnson suffered in exile, George W. Bush ..

Long-Term-Care Insurance: Who Needs It?

Americans routinely buy all sorts of insurance — for cars, homes, health and even pets and boats. But when it comes to long-term-care insurance, relatively few sign up

Insurance You Don’t Need: Skip This, Buy That

Julie Baumann, who lives in the San Francisco Bay area, knows all too well that just because you have insurance, it doesn’t mean you are covered. After years of paying high annual premiums for pet insurance she filed a claim for surgery on her Bernese Mountain Dog. To her surprise, she was told the surgery wasn’t covered and she would be stuck with the $6,000 bill.

Genworth Mortgage Insurance Unit Announces Price Reductions and Expanded Credit Guidelines to Help Lenders Serve More …

RICHMOND, Va., May 7, 2012 /PRNewswire/ – The U.S. Mortgage Insurance (USMI) unit of Genworth Financial, Inc. (GNW) today announced a range of price and underwriting guideline adjustments that will reduce the cost of insurance for most mortgage loans lenders offer to their customers.

Mortgage insurance protects the lenders

Some answers to mortgage-related questions from readers: Q: Ruth M.

Chen pleads for Obama’s help – Montreal Gazette

Chinese activist Chen Guangcheng appealed to U.S. President Barack Obama to help get him and his family out of China, saying he fears for his life just hours after leaving the American embassy in Beijing.”I would like to say to President Obama – please do everything you can to get our family out,” Chen told CNN, according to a translation of his quote.He also accused U.S. embassy officials of pushing him hard to leave the safety of the U.S

10 Ways To Control Your Home Insurance Costs

Let’s face it, home insurance costs seem to go up every year even as housing prices come down. But going without insurance is too risky. So, we grit our teeth and pay the bill each year. Of course, we could competitively shop the policy every year but that is onerous. It takes a lot of study to understand the difference between policies. Often it’s easier to stay with the policy that has the appropriate coverage. And longer-term policyholders can earn discounts for longevity. Here are 10 ways that you can control your home insurance costs: Increase deductibles. Insurance isn’t meant to cover the small stuff. Set deductibles as high as you can afford. For example, a $150,000 house could have a $1500 or 1% deductible. Make improvements

Carolyn Hitt: The column I wish my lovely, brave, inspirational Mam was here … – WalesOnline

I’VE written this column every week for 20 years but the most important piece I’ve ever produced wasn’t published in these pages. It was the hardest yet easiest piece I’ve ever had to write

Coshoctonian presentation speech – Coshocton Tribune

Coshoctonian Award 2012 The Coshoctonian award recognizes an individual’s “long-term contribution to the well-being and economic climate of the community.” The recipient must be a resident of Coshocton County. It is not the “Coshoctonian of the Year” award; rather it recognizes the totality of a person’s contribution to our community during his or her lifetime